So you don’t lose what your family owns.
We help you receive your rightful inheritance without worrying over expenses.
Inheriting property without the liquidity to cover taxes and expenses is a common problem and an unwelcome additional concern following the loss of a loved one.
The Suitaprest loan for legacies is designed to meet all expenses involved in transfer of inheritance. We advance the necessary capital up to € 300,000, guaranteed by the property you stand to receive. In addition, we offer you free advice on tax matters, without commitment.
If your plans include selling or renting the property once the inheritance is received, you can benefit from a grace period of up to 5 years, in order to assume management with total comfort and to pay less interest on the loan.
How does Suitaprest work?
Access up to € 300,000 in 2 clicks
For property owners
If you own an apartment, house, or other premises you can access one of our exclusive loans for owners. Contact us today for information.
Within 24 hours
On the day your request is made, an expert manager will contact you to begin consideration or to inform you without commitment.
Free assessment
Consideration of your request is completely free of charge and without obligation, performed by an expert financial manager within 24 hours.
Express appraisal
Within 2-3 days an official appraisal of your property value will inform how much we can offer, from € 10,000 to € 300,000
Income in record time
Your manager will take charge of all procedures and documentation. Within just 10 days, the approved loan will be signed before a notary. We transfer the loan amount to your bank on the day of signing.
20-year repayment
You have a term of up to 20 years to repay the loan, and you may opt for a grace period of up to 5 years. We offer maximum flexibility in cancellation or extension of the loan.
No need to change banks
With Suitaprest home equity loans, you save yourself the trouble of changing banks. You receive the loan amount and pay the monthly installments through your existing checking account.
No paperwork
All processes are online with no need to provide physical documents. Our managers are professional experts who perform all procedures quickly and efficiently, so you won’t have to worry about a thing.
No waiting
Within 24 hours following your application for a loan, a financial manager will assess and respond to your request. In just 10 days the approved amount will be transfered to your account.
Free and without advance payments
Unlike other private mortgage-backed loans, Suitaprest performs all consultations and analysis of the operation at no charge, without prior commitments and without payment in advance from the client.
Guarantees and Transparency
Accredited professionals
Our financial managers hold degrees in economics, law, or business administration. All our professionals have long experience in management and marketing of banking products and financial services.
Commitment to transparency
A manager is available throughout the process to answer any questions. We strive to present and clarify all details of the loan in accordance with the Banking Transparency Rules of the Bank of Spain.
All legal guarantees
We sign all mortgage loans in the presence of a notary, according to Law 2/2009 of May 31, regulating mortgage loans and credits. We are registered at the National Consumer Institute under the number 368/2012.
Customer reviews
Your opinion helps us to improve and to keep on adapting to our customers’ needs. We would appreciate you to rate your experience with us.
Enrique (Mallorca)
Estate taxes for inheriting were quite hight! Thanks to this loan I’ve been able to retain a property that seemed impossible!
Alberto (Ferrol)
I had no cash to pay for the inheritance procedures. Thank you for helping me!
Rosa (Torremolinos)
I thought I was about to lose my family inheritance due to estate taxes. Thanks for the loan!
Any questions?
What are these loans for?
Accepting an inheritance means a range of expenses many people do not know. If you cannot afford these payments, you cannot inherit. Fortunately our loans help you to not to renounce to anything.
How does the procedure work?
You can make your request on our website or by calling us. In less than 24 hours from the request we will present you a customized offer. Once you accept it, a home evaluator will assess your property as a guarantee. We will close the deal and keep it ready to deposit into your account.
Can I use the home to be inherited as a guarantee?
For sure, the same home you will inherit may be the property used to back the mortgage.
If we are several inheritors, can we request the loan anyway?
For sure. In this case you can request the loan for acceptance of inheritance if you all agree to present the property as the back guarantee of the loan.
Do I need to make any advanced payment?
It is not necessary to make any advanced payment. The appraisal of the property and the offer will be made by Suitaprest at no cost and it is not binding.
How long do they take?
In 24 hours once you make your request we will present you a first proposal. If you are OK we will start all the procedures to manage both the inheritance acceptance and the mortgage loan at the same time. All the process is made at a record time of approximately two weeks.
What are the documents to present?
To request an study, no one. When you accept our offer we will ask your ID and the notary registries to manage both the acceptance of inheritance and the signature of the loan. Everything is online and pretty easy.
What is acceptance of inheritance about?
Inheriting a property is the act by which a person accepts to receive movable or unmovable assets from a deceased one. In these cases everyting is inherited: assets and properties as well as debts. The acceptance of inheritance comes with a range of administrative expenses and taxes as the Capital Gains Tax, Inheritance Tax and Legal Tax. If you cannot afford them you cannot inherit. With Suitaprest you can finance these costs.
