To face your future again with hope
Because we all have the right to a second chance
Being registered as a defaulter by agencies such as ASNEF or RAI shuts the door to conventional bank financing.
The Suitaprest mortgage loan is an alternative solution especially designed for those who, despite having an apartment, house, or commercial property, find themselves without access to bank credit.
Thanks to Suitaprest loans every day, all throughout Spain, families are managing to clear debts and embargos, removing their names from delinquency files for good.
If you find yourself in a similar situation, please don’t hesitate to contact us. We listen to and comprehend all cases, and we always try to find the very best solution.
How does Suitaprest work?
Access up to € 300,000 in 2 clicks
For property owners
If you own an apartment, house, or other premises you can access one of our exclusive loans for owners. Contact us today for information.
Within 24 hours
On the day your request is made, an expert manager will contact you to begin consideration or to inform you without commitment.
Consideration of your request is completely free of charge and without obligation, performed by an expert financial manager within 24 hours.
Within 2-3 days an official appraisal of your property value will inform how much we can offer, from € 10,000 to € 300,000
Income in record time
Your manager will take charge of all procedures and documentation. Within few days, the approved loan will be signed before a notary. We transfer the loan amount to your bank on the day of signing.
You have a term of up to 20 years to repay the loan, and you may opt for a grace period of up to 5 years. We offer maximum flexibility in cancellation or extension of the loan.
No need to change banks
With Suitaprest home equity loans, you save yourself the trouble of changing banks. You receive the loan amount and pay the monthly installments through your existing checking account.
All processes are online with no need to provide physical documents. Our managers are professional experts who perform all procedures quickly and efficiently, so you won’t have to worry about a thing.
Within 24 hours following your application for a loan, a financial manager will assess and respond to your request. In around 15 days the approved amount will be transfered to your account.
Free and without advance payments
Unlike other private mortgage-backed loans, Suitaprest performs all consultations and analysis of the operation at no charge, without prior commitments and without payment in advance from the client.
Guarantees and Transparency
Our financial managers hold degrees in economics, law, or business administration. All our professionals have long experience in management and marketing of banking products and financial services.
Commitment to transparency
A manager is available throughout the process to answer any questions. We strive to present and clarify all details of the loan in accordance with the Banking Transparency Rules of the Bank of Spain.
All legal guarantees
We sign all mortgage loans in the presence of a notary, according to Law 2/2009 of May 31 and to Law 5/2019 of March 15, regulating mortgage loans and credits. We are registered at the Spanish Consumer Agency (AECOSAN) under the number 368/2012.
Your opinion helps us to improve and to keep on adapting to our customers’ needs. We would appreciate you to rate your experience with us.
I am on a defaulter list due to the telecom company and didn’t notice! Neither the bank or nobody helped me. Lucky me I heard about these loans!
They helped me. I had some debts with the Tax Agency and, although they did not credit all I asked for, at least I managed to get off RAI listing!
Pedro (Santiago de Compostela)
Fortunately I managed to pay my debts and get out of Asnef with the amount I received.
Easy, fast and safe
Estimated term length : 2 weeks
*This is an informative procedure in which the order or some of the steps may vary
Absolutely. To request a loan with Suitaprest the main requisite is to present an owned property. It does not matter if you are in defaulter files as Asnef or Rai.
To access to our loans with Asnef, we will only ask you your ID and the Council Tax of the real estate to make a first case study.
In other banks yes, it is very regular to be banned from accessing a loan because of being listed on delinquency files as Asnef or Rai, but with Suitaprest this is not a problem.
For sure you can. Actually our experience tells us many of our customers use our loans to get off Asnef. A procedure we can help you with.
No, with our loans with Asnef you do not need any extra guarantee.
We will get in contact with you the same day of your request to study your particular case. An official property evaluator will go to your property to know the exact amount we can offer you with the loan with Asnef. In 15 days we will be signing at the notary and the very same day you will receive the money in your account, without any need to switch your bank.
It is very easy. With the same money of the loan you will be able to settle your debt that is keeping you in Asnef and this way you will be off delinquency files. One of our commercial managers will guide you along the process.
In less than 24 hours we will handle you a quotation. Once you accept it we start all the procedures to formalize the operation in order to receive your money within 2 weeks time.
Usually yes, but with Suitaprest being in Asnef does not mean paying more, the only mandatory requirement to access to our loans with Asnef is to present a property free of charges. We believe in second opportunites.