Loans with ASNEF

To face your future again with hope

At Suitaprest we lend loans with ASNEF because we believe everyone has the right to a second opportunity.

Being registered as a defaulter by agencies such as ASNEF or RAI shuts the door to conventional bank financing.

The Suitaprest mortgage loan is an alternative solution especially designed for those who, despite having an apartment, house, or commercial property, find themselves without access to bank credit.

Thanks to Suitaprest loans every day, all throughout Spain, families are managing to clear debts and embargos, removing their names from delinquency files for good.

If you find yourself in a similar situation, please don’t hesitate to contact us. In certain needed cases we also offer the possibility to consolidate all debts with ASNEF. We listen to and comprehend all cases, and we always try to find the very best solution for all those in need of a loan with ASNEF.

Loans with ASNEF of Suitaprest

Access up to € 300,000 in record time


For property owners

If you own an apartment, house, or other premises you can access one of our exclusive loans with ASNEF. If you are an owner, contact us today for information.



On the day your request is made, an expert manager will contact you to begin consideration or to inform you without commitment.


Free assessment

Consideration of your request is completely free of charge and without obligation, performed by an expert financial manager within 24 hours.


Express appraisal

In approximately 48 hours an official appraisal of your property value will inform how much we can offer with our loans with ASNEF.


Income in record time

Within few days, the approved loan will be signed before a notary. We transfer the loan with ASNEF amount to your bank on the day of signing.


20-year repayment

You have a term of up to 20 years to repay the loan, and you may opt for a grace period of up to 5 years. We offer maximum flexibility in cancellation or extension of the loan with ASNEF to help our customers.

Préstamos hipotecarios Suitaprest

Guarantees and Security

Guarantees and Security

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No need to change banks

With Suitaprest loans with ASNEF, you save yourself the trouble of changing banks. You receive the loan amount and pay the monthly installments through your existing checking account.

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No paperwork

All processes are online with no need to provide physical documents. Our managers are professional experts who perform all procedures quickly and efficiently, so you won’t have to worry about a thing.

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No waiting

Within 24 hours following your application for a loan with ASNEF, a financial manager will assess and respond to your request. In around 15 days the approved amount will be transfered to your account.

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Free and without advance payments

Unlike other private loans, Suitaprest performs all consultations and analysis of the operation at no charge. If you need a loan with ASNEF do not hesitate to contact us.


Guarantees and Transparency

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Accredited professionals

Our financial managers hold degrees in economics, law, or business administration. All our professionals have long experience in management and marketing of banking products and financial services.

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Commitment to transparency

A manager is available throughout the process to answer any questions. We strive to present and clarify all details of the loan in accordance with the Banking Transparency Rules of the Bank of Spain.

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All legal guarantees

We sign all mortgage loans in the presence of a notary, according to Law 2/2009 of May 31 and to Law 5/2019 of March 15, regulating mortgage loans and credits. We are registered at the Bank of Spain under the code D069.

Your opinion helps us to improve and to keep on adapting to our customers’ needs. We would appreciate you to rate your experience with us.

Miren (Basauri)

I am on a defaulter list due to the telecom company and didn’t notice! Neither the bank or nobody helped me. Lucky me I heard about these loans!

Belén (Jaén)

They helped me. I had some debts with the Tax Agency and, although they did not credit all I asked for, at least I managed to get off RAI listing!

Pedro (Santiago de Compostela)

Fortunately I managed to pay my debts and get out of Asnef with the amount I received.

Request your loan

even if you are in delinquency files

with our loans with ASNEF


Easy, fast and safe

Estimated term length : 2 weeks

*This is an informative procedure in which the order or some of the steps may vary

Any questions?

Can I ask for a loan if I am listed on a defaulter file?

Absolutely. To request a loan with Suitaprest the main requisite is to present an owned property. It does not matter if you are in defaulter files as Asnef or Rai.

What documents they will ask me for?

To access to our loans with Asnef, we will only ask you your ID and the Council Tax of the real estate to make a first case study.

Does being listed as defaulter harm me when asking for a loan?

In other banks yes, it is very regular to be banned from accessing a loan because of being listed on delinquency files as Asnef or Rai, but with Suitaprest this is not a problem.

May I get off the file with that borrowed money?

For sure you can. Actually our experience tells us many of our customers use our loans to get off Asnef. A procedure we can help you with.

Do I need any guarantor to get the loan?

No, with our loans with Asnef you do not need any extra guarantee.

How does it work?

We will get in contact with you the same day of your request to study your particular case. An official property evaluator will go to your property to know the exact amount we can offer you with the loan with Asnef. In 15 days we will be signing at the notary and the very same day you will receive the money in your account, without any need to switch your bank.

How can I get off defaulter files with Suitaprest?

It is very easy. With the same money of the loan you will be able to settle your debt that is keeping you in Asnef and this way you will be off delinquency files. One of our commercial managers will guide you along the process.

How long do they take?

In less than 24 hours we will handle you a quotation. Once you accept it we start all the procedures to formalize the operation in order to receive your money within 2 weeks time.

Will my loan be more expensive because of being listed defaulter?

Usually yes, but with Suitaprest being in Asnef does not mean paying more, the only mandatory requirement to access to our loans with Asnef is to present a property free of charges. We believe in second opportunites.