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Loan with
ASNEF

At Suitaprest we believe
in second chances

15.000 €

You can get your name removed from the ASNEF list. And we can help.

Finding yourself on the ASNEF defaulter list is more common than you might think, and it can happen to anyone. We understand this and are glad to offer our clients the chance to regain control of their finances.

You can use this loan to get off the defaulter list, clear your file and then get back to the traditional banking market. Furthermore, you can pay off the loan whenever you like at no additional cost for early cancellation.

You can get your name removed from the ASNEF list. And we can help.

Finding yourself on the ASNEF defaulter list is more common than you might think, and it can happen to anyone. We understand this and are glad to offer our clients the chance to regain control of their finances.

You can use our loans to get off the defaulter list, clear your file and then get back to the traditional banking market. Furthermore, you can pay off the loan whenever you like at no additional cost for early cancellation.

Benefits of Loan with ASNEF

Speed

In less than 24 hours, a finance manager will get in touch with you. The loan amount will be sent to your bank the same day you sign the agreement.

Free Assessment

Having your case assessed is totally free and comes with no obligation. We will never ask you to pay upfront.

New Possibilities

Use this loan to remove your name from the ASNEF list and get back in control of your finances.

More flexibility

We offer several financing options of up to 20 years, with a possible grace period of up to 10 years.

Benefits

Speed

In less than 24 hours, a finance manager will get in touch with you. We will send the loan amount to your bank the same day you sign the agreement.

Free Assessment

Having your case assessed is totally free and comes with no obligation. We will never ask you to pay upfront.

New Possibilities

Use our loan to remove your name from the ASNEF list and get back in control of your finances.

More flexibility

We offer financing options of up to 20 years, with a possible grace period of up to 10 years.

We have 20 years´ experience in the wider European market and 10 years´ experience in the Spanish market. Our lawyers and managers are highly qualified to assess your case and offer a tailor-made solution.

We know that being on the ASNEF list comes with its challenges, but we are flexible. At Suitaprest, we believe in second chances. That is why we offer customized, transparent and quality solutions.
Get in touch and apply for a personalized, free, no-obligation quote. Regain control of your finances and start afresh with Suitaprest.

We have 20 years´ experience in the wider European market and 10 years´ experience in the Spanish market. Our lawyers and managers are highly qualified to assess your case and offer a tailor-made solution.

We know that being on the ASNEF list comes with negative associations, but for us it isn’t a problem. At Suitaprest, we believe in second chances. That is why we offer customized, transparent and quality solutions.
Get in touch and apply for a personalized, free, no-obligation quote. Regain control of your finances and start afresh with Suitaprest.

How do we work?

Frequently asked questions

What is ASNEF?

ASNEF stands for ´Asociación Nacional de Establecimientos Financieros de Crédito´ which translates as ´National Association of financial companies.´ It is a credit blacklist that records people that have defaulted on their debts and payments.

If your name appears on this list, most financial companies will not offer you a loan. At Suitaprest, we can connect you to a different type of finance provider. A long as you can guarantee your loan with a property, the private capital lenders that we collaborate with can offer you the liquidity to pay off your debts. This, in turn, can enable you to clear your name from the ASNEF list.

Can I get a loan if I am on the ASNEF list?

Yes, you can. Most lenders – especially traditional banks – do not issue loans to people who are on defaulter lists such as ASNEF or RAI. This is because they believe clients with such profiles are at a higher risk of not paying their instalments.

At Suitaprest, we collaborate with private capital finance providers that offer mortgage-backed loans. With this additional guarantee, the lenders can be more flexible because the property itself acts as the loan guarantee.

Do I need a guarantor to get a loan if I am on the ASNEF list?

If you are on the ASNEF list, most lenders will require that another person – for example a family member or friend – acts as your guarantor and signs the loan alongside you.

At Suitaprest we collaborate with lenders that do not require this. Therefore, if you are on the ASNEF list but can meet the criteria of the loan – no other guarantor needs to be involved for you to obtain your financing.

Will my interest rate be higher because I am in ASNEF?

No. Whether you are in ASNEF or not will not impact the interest rate we are able to offer you.

Do I need to pay anything upfront?

No, you don´t. Having your case assessed is completely free of charge and there is no obligation to take out a loan. You will only start to pay once you have received the loan payment in your current account.

How long does it take to grant the loan?

Once we receive your application, within 24 hours we will let you know whether we can offer you the loan based on your circumstances.

The law requires mortgage-backed loans to be signed twice, in the presence of a notary, with 10 days between the two appointments in most of Spain and 14 days in Catalunya. This is a legal requirement which sets a minimum timeframe for our processes for loans issues to individuals.

IMPORTANT: If another intermediary or lender offer you the same type of loan within a shorter timeframe, it means they are breaking the law.

The loan money is transferred to your bank account the same day you have the second notary appointment, immediately after the contract has been signed.

Your opinion matters

With the pandemic and everything, I ended up on the ASNEF list. My parents helped me, they signed a loan on their house and I managed to get off the list.

Nuria, Málaga

All good. I used it as a ‘bridge’ loan – it helped me to clean up my debts and then I paid it off when my bank approved my application for a loan with a lower interest rate.

Carla, Valencia

Really good service, everything well explained. They helped me a lot and I never felt under pressure. They were very patient with me in explaining things. Thank you!

Piros, Madrid

Why choose us