Mortgage backed loans

For your liquidity needs between € 10,000 and € 300,000

Your apartment house, or commercial property can give you much more.

Préstamos hipotecarios Suitaprest

If you own a debt free property or with a small outstanding mortgage, then you could be eligible for one of our mortgages.

We perform valuations of flats, houses and commercial premises located in Spain’s main urban areas. In this way, we provide the maximum possible number of people with the opportunity to access our mortgages.

Don’t worry if you have a default on your record with credit references agencies such as ASNEF or RAI. At Suitaprest, we believe in second opportunities and will study your individual case in detail. If you need between 10,000 and 300,000 euros in capital, our mortgages are the solution you’re looking for.

Get your mortgage backed loan quickly and easily.

We’ll find the solution that’s best suited to your needs.

Mortgage backed loans

Access up to € 300,000 in record time


For property owners

If you own an apartment, house, or other premises you can access one of our exclusive mortgage backed loans. Contact us today for information.


Within 24 hours

On the day your mortgage backed loan request is made, an expert manager will contact you to begin consideration or to inform you without commitment.


Free assessment

Consideration of your request is completely free of charge and without obligation, performed by an expert financial manager within 24 hours.


Express appraisal

In a few days days an official appraisal of your property value will inform how much we can offer for your mortgage backed loan.


Income in record time

Your manager will take charge of all procedures and documentation. Within few days, the approved mortgage backed loan will be signed before a notary. We transfer the loan amount to your bank on the day of signing.


20-year repayment

You have a term of up to 20 years to repay the mortgage backed loan, and you may opt for a grace period of up to 5 years. We offer maximum flexibility in cancellation or extension of the loan.


Guarantees and Security

Guarantees and Security

Préstamos hipotecarios Suitaprest
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No need to change banks

With Suitaprest mortgage backed loans, you save yourself the trouble of changing banks. You receive the loan amount and pay the monthly installments through your existing checking account.

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No paperwork

All processes are online with no need to provide physical documents. Our managers are professional experts who perform all procedures quickly and efficiently, so you can access to the mortgage backed loan with no worries.

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No waiting

Within 24 hours following your application, a financial manager will assess and respond to your request. In around 15 days the approved amount will be transfered to your account.

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Free and without advance payments

Unlike other private loans, Suitaprest performs all consultations and analysis of the operation at no charge. The client does not acquire any prior commitment or have to make payments in advance. If you need a mortgage loan, do not hesitate to contact us.


Guarantees and Transparency

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Accredited professionals

Our financial managers hold degrees in economics, law, or business administration. All our professionals have long experience in management and marketing of banking products and financial services.

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Commitment to transparency

A manager is available throughout the process to answer any questions. We strive to present and clarify all details of the loan in accordance with the Banking Transparency Rules of the Bank of Spain.

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All legal guarantees

We sign all mortgage loans in the presence of a notary, according to Law 2/2009 of May 31 and to Law 5/2019 of March 15, regulating mortgage loans and credits. We are registered at the Bank of Spain under the code D069.

Your opinion helps us to improve and to keep on adapting to our customers’ needs. We would appreciate you to rate your experience with us.

José María (Córdoba)

I called to ask for some info about mortgage-backed loans and impossible be faster. In a flash we were already on the paperwork.

Lucía (León)

I needed the mortgage loan to credit some debts holes and help my children. I requested the form and they called me quite early.

Alonso (Huelva)

I ask for a mortgage to my lifelong bank and they didn’t even pay heed. Thanks to Suitaprest for this opportunity.

Take advantage of your property

with our mortgage backed loans


Easy, fast and safe

Estimated term length : 2 weeks

*This is an informative procedure in which the order or some of the steps may vary

Any questions?

What is a mortgage-backed loan?

On a mortgage loan a property asset (flat, house or venue) is presented as a warranty for the refund of the loan.

What is a mortgage-backed loan for?

A mortgage-backed loan is used to solve any liquidity problem, either for customers or businesses. It is not suitable for home purchasing but for any other financial operations as assets buying, payments, debt consolidation, seizures cancellation or removing their names from delinquency files.

What is the difference with a personal loan?

In the case of personal loans, debtors will have to respond with all their assets -present or future. In the case of mortgage loans, the warranty is the property presented on their request. Mortgages have normally longer payback terms and lower interest rates.

Can I ask for a mortgage loan if my property already has a mortgage charge?

Yes, you can. Bear in mind, the property you present as warranty may have a mortgage-back loan outstanding although it should be small.

Can I remortgage my property?

If you need to cancel off your current mortgage with your bank and even ask for more money for other expenses you can do it with no problem. We will manage all the procedures with your bank.

How much money can I ask for?

With Suitaprest our mortgage loans can be written up to 300.000 euros. Please contact us to study your request and calculate your customised mortgage loan.

May I ask for the loan if I'm not the owner?

It does not matter if you are not the owner. If any sibling or friend is willing to use their property as a warranty, the mortgage can be signed for you without problem.

Do I need any guarantor to sign the operation?

With the mortgage loans of Suitaprest you do not need further guarantees. The only mandatory requirement is to present a free of charges property.

How long do they take?

The same day of your request we will get in contact with you to study your case. You will have access to the money in less than 2 weeks.